Support Home Borrower Eligibility Am I eligible to refinance my auto loan with Quorum Federal Credit Union? To qualify for an auto loan, you must: Have a verifiable name, date of birth an… Is my car eligible? To refinance your auto loan with Quorum Federal Credit Union , your car must be … Is my existing auto loan eligible? To refinance your auto loan with Quorum Federal Credit Union, you must have at le… Which U.S. states does Quorum Federal Credit Union support? Currently, Quorum Federal Credit Union refinances auto loans nationwide resident… Can Quorum Federal Credit Union make exceptions for unique situations? Unfortunately, we cannot make individual exceptions to our eligibility requiremen… Can I use a cosigner? We do not allow you to apply for a loan with a cosigner. We can only take your in… What are the minimum credit requirements to refinance with Quorum Federal Credit Union? Applicants must have a minimum credit score of 640, as reported by a consumer r… What subsequent events may disqualify my application? Prior to payoff of your current lienholder, if your credit history indicates any …